Privacy Policy

AmeriValue websites, such as the one through which you reached this Privacy Policy, accept and forward submitted consumer information to network providers who will provide an interested consumer with requested services.

Your privacy is important to us. We understand that in seeking information on financial products and services you are entrusting us with personal information. Under no circumstances will we sell or share your personal information except as authorized by you and disclosed to you at the time of your inquiry or as required by law.

1. Information We Collect. We collect personal and financial information which may include your name, street address, phone number, social security number, e-mail address, income and credit data and other financial information. The information that we collect varies depending on your inquiry; all information that you are required to submit is necessary to provide the services or product information you are looking for. At no time will you be asked to provide data on subject areas including medical/health conditions; racial or ethnic origin; political, religious or philosophical beliefs or affiliations; trade union membership or sex life. We will not sell or share any personal information about you with any other third party except as authorized by you at the time you submit your information. Information will be forwarded to service providers for the purpose of providing the product or service you request.

The website through which you submit your inquiry also tracks aggregate information about how the website is used, including the number of website visitors, the dates and times of visits and unique IP identifiers of the computers that communicate with our system. We also place “cookies” on your computer to track information about your visit to our site.

2. How Your Information is Used. Before you submit any information, it will be clearly disclosed to you that your information will be forwarded to another party who will respond to your inquiry. By clicking the “submit” (or similar) button you authorize us to forward your inquiry and the personal information contained therein to third party businesses that provide financial products or services matching your inquiry. By submitting your information, you authorize these businesses to contact you by e-mail and telephone with information about financial products or services that match your inquiry. You are informed that your information will be forwarded in this manner and that business will contact you in response to your inquiry at the time you submit your inquiry.

Your information will not be shared by us with other third parties or for any other purpose. However, please be aware that we cannot control how other businesses with whom we share your information or provide you with services may use it or whether they will sell or share your information with third parties. Although we monitor and screen the members of our network for rigorous and responsible information security and policies, we are not responsible for their information practices. The collection, use, and disclosure of information by these businesses are subject to their respective privacy policies, which may differ from this policy.

We may also contact you directly in response to your inquiry to verify that you have submitted the information. By entering and submitting your contact information, including phone number and e-mail address, you authorize us to contact you to confirm your identity and to confirm that you are interested in the financial products or services you requested. We may also contact you, by e-mail or telephone, to confirm that your information has not been submitted fraudulently or in error.

We may release personal information when we believe release is required in response to a subpoena or to otherwise comply with the law or protect the rights, property, or safety of others. This includes exchanging information with other companies and organizations for fraud protection.

3. How Our Privacy Policy is Monitored. We have several means of tracking your information once submitted and helping to ensure that it remains secure.

We employ industry standard security measures to ensure the security of all personal data you submit. Any data that is stored on our servers is treated as proprietary and confidential and is not available to the public. We routinely evaluate our data security practices to identify security threats and opportunities for improvement. However, no transmission of data over the Internet is guaranteed to be completely secure. It may be possible for third parties not under our control to intercept or access transmissions or private communications unlawfully. While we strive to protect your personally identifiable information, we cannot absolutely warrant the security of information that you transmit to us.

If we discover that your information has been submitted to us fraudulently or in error, we will not forward your information to any third party and will retain your confidential information for identification purposes to prevent further abuse of your privacy. We will also take any enforcement action that we feel may be appropriate.

4. Changes to This Policy; Additional Information.

We may find it necessary or be legally obligated to update this Privacy Policy from time to time. When we do, we will post those changes on this page and update the effective date so that you are always aware of the information we collect, how we use it, and under what circumstances we disclose it. Any changes will become effective upon posting, unless otherwise stated.

This Privacy Policy describes the standards to which we adhere in handling information about consumers and their requests for information about financial products. However, we are not responsible for the privacy policies and practices of the financial product and service providers who participate in our network and who may contact you in your response to your inquiry. Although we monitor our network for fraud and other illegal activity and we encourage the businesses who participate in our marketplace to adhere to our same standards of information privacy, we cannot control their operations. If you are contacted by a network business after your inquiry submission, we encourage you review their privacy policy and to contact them directly for more information.

5. How to Contact Us. For more information or if you have questions or concerns regarding this Privacy Policy, please send correspondence to the following address: Privacy, AmeriValue, 11693 San Vicente Blvd. Suite 294 Los Angeles, CA 90049.

Updated June 14, 2007